Understanding subrogation, anti-subrogation and waiver of subrogation through insurance policies, contracts and the law is essential to proactive risk management planning and post-loss claim adjustment.
Financial Statement Basics: What a Contractor Needs to Know for Surety Bonding
When evaluating a contractor for surety credit, sureties look for the three Cs: character, capacity and capital, to form an opinion on a contractor’s past, current and future performance.
Builder’s Risk Coverage—Language Matters
Builders’ risk policies generally include exclusions for faulty design, materials and workmanship, but the exact language used in the policy matters.
Adapt Drug and Alcohol Policies to Temper Potential Legal Costs
Three experts discuss drug testing policies in the context of today’s regulatory environment and outline best practices for training and safety.
Terrorism Protection by Design
By capitalizing on SAFETY Act protections, contractors can gain a competitive edge while protecting themselves and project owners from liability from a terrorist attack.
General Contractors’ Insurance Protections for a Subcontractor’s Defective Work
Courts nationwide have struggled with the scope of coverage for a commercial general liability policy for damages from faulty subcontractor workmanship. An Ohio decision may result in the need for additional coverage.
Construction Bonds Explained
Surety bonds guarantee that contractors will perform a project in compliance with contractual conditions and legal requirements—protecting project owners, subcontractors and the public.
Keep the Experience Modification Rate Under Control With Jobsite Safety
Many things factor into calculating an experience modification rate, but it all comes down to the workers’ compensation triumvirate - job safety, recovery-at-work programs and injury management.











