Understanding subrogation, anti-subrogation and waiver of subrogation through insurance policies, contracts and the law is essential to proactive risk management planning and post-loss claim adjustment.
Financial Statement Basics: What a Contractor Needs to Know for Surety Bonding
When evaluating a contractor for surety credit, sureties look for the three Cs: character, capacity and capital, to form an opinion on a contractor’s past, current and future performance.
Builder’s Risk Coverage—Language Matters
Builders’ risk policies generally include exclusions for faulty design, materials and workmanship, but the exact language used in the policy matters.
General Contractors’ Insurance Protections for a Subcontractor’s Defective Work
Courts nationwide have struggled with the scope of coverage for a commercial general liability policy for damages from faulty subcontractor workmanship. An Ohio decision may result in the need for additional coverage.
Keep the Experience Modification Rate Under Control With Jobsite Safety
Many things factor into calculating an experience modification rate, but it all comes down to the workers’ compensation triumvirate - job safety, recovery-at-work programs and injury management.
What Insurance Coverages Do General Contractors Need?
A general contractor’s insurance needs can be complicated. A knowledgeable agent can help demystify the options, explain what to require from subcontractors and how to minimize risk.
Professional Liability Insurance in Today’s Construction Industry
Understanding the basic mechanics of errors and omissions professional liability policies and recognizing the impact of exclusions can avoid missteps that may leave a business exposed to costly, time-consuming negligence actions.
Protect Against Wood-Frame Construction Hazards With CPL Insurance
Contractors face a learning curve to overcome the safety, project management, structural, moisture and design challenges that can impact wood-frame projects. As a result, many use insurance forms to control wide-ranging pollution problems.












