Andy Simmons is Head of Large Property at The Hartford. He has more than 16 years of experience in the property insurance business specializing in underwriting and risk engineering.

At The Hartford, Risk Engineering specialists know the ins and outs of many industries. They understand the unique risks and challenges those businesses face and can work to help with the asset valuation process by providing important insights, which can then assist in establishing more accurate replacement values. The Hartford’s risk engineering professionals track replacement costs on a quarterly basis, and during times of more rapid cost fluctuations, they access several industry data sources that track material and component pricing. By using that data to assist in property replacement cost valuation, The Hartford can make sure business owners have adequate insurance to property value and better protect their facilities.

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