Safety
Risk
Legal and Regulatory
Workforce

Looking Past the Workers’ Comp Premium
When choosing a workers’ comp carrier, consider costs but don’t overlook how carriers historically handle claims and their reserving practices (how much is set aside to pay claims).
By Patrick Keightley
September 24, 2018
Topics
Safety
Risk
Legal and Regulatory
Workforce
by Patrick Keightley
Patrick Keightley, CIC, is a lifelong resident of Northern Virginia. He graduated from George Mason University with a B.S. in Business Administration. He started his insurance career with Liberty Mutual as a Business Sales Representative and eventually rose to General Manager. Pat started at Georgetown Insurance in 1989 and earned his CIC designation in 1997. He specializes in insuring the needs of manufacturers, contractors, IT, wholesalers and retailers. Pat brings a risk management approach to the process by focusing on the areas of insurance which are most costly to a client and how to reduce this cost through increased loss control, deductibles, risk transfer methods, etc.
Related stories
Safety

Operationalizing Safety: Why It’s Time to Treat Safety Tech Like Your Project Schedule
By Gabe Guetta
To effectively integrate safety tech, it should be treated more like a physical construction tool.
Safety

The Travelers 2025 Injury Impact Report Reveals First-Year Workers Most at Risk
By Construction Executive
This year, 44% of workers' compensation claims in construction came from first-year employees.
Safety

Construction Safety Culture Trends of 2025
By Clayton Jones
From new hire incident rates to heat-related risks, 2025 has presented certain safety challenges for the construction industry.