Risk

Builders’ Risk: Covering Construction Liability

A comprehensive builders’ risk policy covers the interests of the property owner and contractors, as well as protects other insurable interests such as building materials, fixtures and equipment that could be damaged during construction.
By Joseph C. Smith
November 23, 2018
Topics
Risk
by Joseph C. Smith
Joseph Smith, CIC, CPIA, CBIA, is a graduate of the University of Missouri, School of Business Administration, with a degree in Marketing Management. Joe has been involved in commercial insurance as both a broker and agent for more than 35 years. A co-founder of Georgetown, Joe has been active in the Building Industry Association (BIA) for more than 30 years and served for several years as the Chair of the Ambassadors. Joe has concentrated his insurance practice in the area of real estate developers, home builders and builders and owners of commercial property. He is a Life Director of the Board of Directors of the Maryland National Capital Building Industry Association (MNCBIA), and is active in the Associates Council, the Multi-Family Council and the 50+ Housing Council. He was the 2006 recipient of the Joseph C. Rogers Memorial Award as the Outstanding Associate Member. Joe has attained the designations of Certified Insurance Counselor (CIC), Certified Professional Insurance Agent (Life) (CPIAL) as well as Certified Builders Agent (CBIA).

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